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The email password is used nowhere else

Cost: freeEffect: largeEvidence C

In one line

A password leaked from another site can open your email. Once email is open, every account that recovers through it can fall together.

What it costs

Free. The browser can store the passwords. The hard part is dropping the one password you use everywhere.

What you get

CISA says to use a different long password on every account and to keep them in a password manager. The book grades this C.

How strong the evidence is

C. What the grades mean

Source

U.S. CISA. Use Strong Passwords.

Watch-outs

The book says not to keep passwords in a chat “favorites” list or in an unlocked note.

Adapted from HowToLiveBetter item 14-2.

Next habit

Related

Best value

Turn on two-step verification. Prefer the prompt

In a Google study, device prompts blocked over 94% of phishing takeovers and 100% of automated ones. Prompts beat text-message codes. Start with email.

Cost: freeEffect: largeEvidence A
Best value

A lock screen on the phone, a PIN on the SIM

A lost phone still has a SIM. Someone can move that SIM and receive your codes. A SIM PIN stops that at the moment they move the card.

Cost: freeEffect: largeEvidence C
Best value

Lost the phone? Suspend the SIM first

The order is: suspend the SIM, lock the phone remotely, change email and payment passwords from a computer, file a police report, then freeze cards if you need to. You can call the carrier from a borrowed phone.

Cost: freeEffect: largeEvidence C