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Walk away from “guaranteed profits,” compare fees inside the same kind of fund, and don’t buy pricey supplements to “fix” a body. Not a product recommendation.
General information only. Not medical, legal, or investment advice. Disclaimer
If the same sentence promises a high return and a principal that cannot fall, decline before the pitch finishes. “I’ll try a small amount” is still a way in.
A fee that is 1 point higher each year leaves you about 18% less after 20 years and about 26% less after 30, if the pre-fee return is the same.
A bigger box does not turn the contents into medicine. If you want to show care, food or a trip to the clinic connects to the rest of the book better than a tonic.